Insurance Products
Access to 20 top insurance companies allow Niehl Insurance to customize insurance to reflect lifestyle and unique business needs
Since 1980, we've developed relationships with clients and insurance company alike
At Niehl Insurance Agency, we consult all of our clients, building relationships and taking the time to understand changing insurance product needs. That's the benefit of working with a small agency. We may be small, but our insurance policies come with big agency choice. Our experience and relationships allow us to deliver insurance programs for business, home and auto that consistently deliver economy, superior protection and risk management assistance to all clients.
Personal Insurance Products (Auto and Home Insurance)
- Personal PackageOne policy, one bill equals convenience and enhanced protection. We can combine your auto, home and other coverage in one comprehensive policy. We can start now with just your auto or home and 'package' the other coverage when your current policy expires.
- Homeowner Insurance
Get quotes to cover your home, property and liability coverage in case of injury at your residence
Since 1980, we've covered Washington state homeowners, finding the most comprehensive coverage for the best price
Niehl Insurance Agents understand that home means a lot more than just a house; it's also the property the house sits on and the contents inside, including the people inside - your family. We work with homeowners to develop comprehensive policies that cover damage to your home and land from a variety of causes. These home insurance policies extend to your home's contents and provide liability protection for damage to the property of others or injury caused to others on your property. Your policy can also be personalized to include home office situations, liability for boat ownership and additions and alterations to your residence. Call today for a homeowners risk management analysis.
- Personal Auto Insurance
Quotes for auto insurance, covering anything from theft, vehicle damage, liability and medical reimbursement
Since 1980, we've insured drivers through every stage of life, finding the best coverage for the best price...and delivering personal service
Niehl Insurance Agents works with families and individuals to develop customized comprehensive auto insurance policies to fit any protection needs and budget. Whether you have a brand new luxury vehicle, a teenage driver, or you qualify for the Mature Driver Insurance discount, we will find you the best plan around for the best price. We will provide guidance and suggestions for car insurance deductibles and coverage limits that you may not get anywhere else. There are literally dozens of auto insurance discounts you may qualify for, including discounts for safety features and including home insurance with the same company.
Auto insurance policy features and coverage
Along with protection against damaged or stolen vehicles, liability and injury to yourself and others, other policy features include medical payment reimbursement and reimbursement for injury caused to you by an uninsured or inadequately insured drivers. And custom policies can include audio equipment, business use of your auto and guest drivers, among others.
- Boat Insurance
Quotes for boat insurance, protecting your boat and boating lifestyle from property damage and liability
Since 1980, we've helped to make boating safe and fun for our clients, with comprehensive boat insurance
Washington state offers many unique opportunities for boaters with inland lakes and rivers and access to the open sea. Niehl Insurance Agency understands the boating lifestyle unique to residents in Seattle and the surrounding areas. We have developed a comprehensive program of boat insurance options that protection against the loss of or harm to your boat, motors, trailers and equipment along with liability for property damage or physical injury to others caused by you or other boat operators. With the right insurance program, you can glide through the waters, knowing you're covered all the way.
- Condo Insurance
Insurance quotes for your condo, personal property and liability coverage; customizations for special personal property and alterations and improvements
Since 1980, we've covered Seattle area condo owners, finding the most comprehensive insurance coverage for the best price...and we have delivered these products with personal service
Condominium insurance is similar to a standard homeowners insurance policy but varies from it since there is no building structure to insure; that is usually taken care of through a master insurance policy that is the responsibility of your condominium association. The experienced agents at Niehl Insurance - averaging 24 years of insurance consulting - can set up a comprehensive condo policy with special attention to lifestyle needs. Coverage includes reimbursement for damages inside the condominium walls - from the "inside in", from a variety of causes, and extends to your condo's contents insurance and liability coverage for damage to the property of others or injury caused to others on your property, and often even away from your premises. Your policy can also be personalized to include home office situations, liability for boat ownership and additions and alterations made to your condo unit.
- Identity TheftAbduction of your personal information can result in financial loss ranging from a thief draining your bank accounts to new debt from fraudulently opened credit accounts. Protect yourself before you become a victim by taking necessary precautions and insuring potential loss.
- Personal UmbrellaSometimes the coverage limits in our automobile and homeowner policies are not enough. Litigation today results in more and more jury awards for hundreds of thousands or millions of dollars. An umbrella provides extra protection of $1 million or more.
- Renters Insurance
Get quotes to cover your personal property in rental units, with valuable replacement costs and customized coverage
Since 1980, we've covered renters in Washington state, protecting personal property and liability for rental units
Renters insurance is similar to a standard homeowners insurance policy but varies from it since there is no building structure to insure. Because you don't own your apartment unit, renters insurance policies do not include insurance for any of the physical structures that are part of your apartment. However, you still have a lot of exposure to loss: theft to your personal property for instance, or liability for fire damage to the apartment building or features caused by your alleged negligence. Those are just two of a long list of possible loss exposures you face as a renter. Happily, inexpensive renters insurance can protect against most of the common exposures.
Put the experienced team at the Niehl Insurance Agency to work for you
The experienced agents at Niehl Insurance - averaging 24 years of insurance consulting - can set up a comprehensive renters insurance policy with special attention to your lifestyle needs.
Your policy can also be personalized to include home office situations, liability for boat ownership and we can get you a competitive quote for your car insurance needs as well.
- Scheduled Personal PropertyMany of us have possessions that are not adequately protected by a standard homeowner policy. Examples include jewelry, antiques, oriental carpets, art work, sports equipment, collectibles and firearms. Scheduling important possessions gives you adequate levels of protection, coverage against broader causes of loss and no deductible.
Commercial Insurance (Business Insurance)
- Business Auto InsuranceMaybe your business owns vehicles or maybe you rent or lease them. Maybe you or your employees use personal vehicles to conduct business. If so, you need Business Auto Insurance. A Business Auto Insurance Policy protects your business against injury to others and damage to property as a result of business use of vehicles.
- Business Owners PolicyThink of it as homeowner insurance for your business. This type of policy is appropriate for many small and medium sized businesses. It conveniently includes many types of coverage like liability, building, business property and loss of income.
- Commercial General LiabilityYour business faces exposure to loss from legal liability from a number of sources. The CGL provides broad protection from risks arising from your premises and operations, independent contractors and product liability, to name a few.
- Commercial Package PolicyA Commercial Package is a type of business package policy that bundles coverage together for several things including liability, property, boiler and machinery, crime and other optional coverage. The options available create flexibility that allow a Package to be customized for most kinds of business.
- Contractors Bonds (Contractors Surety Bonds)There are several types of Surety Bonds for contractors: Bid Bonds, Performance Bonds, Payment Bonds, License Bonds and Supply Bonds are a few. In general, surety bonds assure a project owner that they can rely on contractor performance, ability to make payments to certain other parties (sub-contractors, e.g.), good faith bid submissions and so on. The issuer of sureties, usually an insurance company subsidiary, investigates the abilities of a contractor and, in the event of a valid claim, will make reimbursement for non-performance according to the terms of the surety.
Information Needed for General Agreement of Indemnity:
- Federal ID Number of each corporation
- Full Name and Social Security Number of each stockholder and their spouses
- Home Address of each stockholder and their spouses
- Legal Name and Address of Corporation.
- For Bid Bond Purposes - State(s) of Incorporation
- Contractors LiabilityContractors have liability insurance needs unique to the building trade. We understand those needs and can find insurance protection to fit the budget of your business.
Individual Health & Financial Products
- Life Insurance (Individual)Life insurance is an essential part of any financial program. A variety of policies and limits can be used to pay off a mortgage, cover future education expenses, fund a business buy-sell agreement and more. The type of policy and limits you need will depend on your financial goals.
